You transfer $10,000 to fund an ad account, but the campaigns spend only $6,000 this month. Which number is used to calculate cashback? That question matters more than the headline rate.
A top-up and media spend are different things. A top-up funds the account. Spend is the amount used to run ads. The cashback basis must be stated in the supplier's written offer; there is no single rule that applies to every agency or platform.
Where a YC Global Tech quotation includes cashback, it is calculated on qualified actual media spend, subject to the agreed terms and upstream reconciliation. Sending funds alone does not earn cashback. Invalid spend, reversals and other excluded amounts do not count.
The $10,000 and $6,000 figures above are an illustration, not a customer result or a YC offer. Under a spend-based arrangement, the deposit would not automatically become the cashback base. You would first reconcile the eligible part of the $6,000 used for ads.
A higher monthly spend level may qualify for a different rate, where the quoted product offers tiers. Ask whether the tier is based on one account or several, which calendar and currency apply, and whether the rate applies to all eligible spend or only the amount above a threshold.
Those are two different calculations. An all-spend tier applies the qualifying rate to the agreed base. A marginal tier applies different rates to portions of that base. Do not assume one from a phrase such as “higher cashback at higher spend.”
Cashback may be settled after reconciliation rather than credited when you transfer money. Confirm whether the benefit is a payment, an account credit or a deduction from a future invoice. Also confirm the settlement period and what happens when upstream figures are adjusted.
Until settlement is confirmed, keep cashback separate from the budget currently available for campaigns. A future credit is not the same as money available to spend today.
Look at account fees, service fees, payment charges and currency conversion alongside cashback. A higher advertised rate can be outweighed by a higher cost elsewhere. For Google Ads, Google's third-party transparency guidance requires agencies to disclose management fees and distinguish them from Google's advertising charges.
Use the same spend period and currency when comparing offers. Our agency quote comparison guide explains the other cost fields to check.
YC supports selected account services for Meta, Google Ads, Taboola / Realize, Outbrain / Teads and MGID. Cashback availability and rates depend on the confirmed product and advertiser requirements. Exact fees and tiers are quoted privately before payment.
Ask YC for an account and cashback quote on WhatsApp, or send your requirements through the website.
Platform reference, checked 7 October 2026: Google third-party transparency requirements. YC commercial terms are confirmed in the individual quotation; this reference does not establish a platform cashback program.